Good budget planning is made of many small habits and practices. Software helps but only to do some math …the rest is up to one’s own attitude.
Personal finance
Personal finance: the simple things we should remember
First advice is simple: don’t look for big secrets …the good practices are often well known, and probably made by just a good dose of common sense. The difficult part is to put them in practice, and remain consistent. This part of the website is just about that: a reminder of tips tricks and ideas for good budget management that we tend to forget.
